Changing Your Coverage
Except during Annual Open Enrollment, you may not change or cancel your benefit elections during the calendar year unless you experience a qualifying life event. If you have a qualifying life event, you must inform the Benefits Department and provide proof of the change within 30 days of the event date.
Enrollment changes are effective on the 1st of the month following the event as a result of a change in employment status. Adding a child due to birth or adoption takes effect on the date of the birth or adoption. All other coverage changes are effective the first of the month following the event.
Qualifying life events include:
- Change in legal marital status, including marriage, divorce, legal separation, annulment, and death of a spouse
- Change in number of dependents, including birth, adoption, placement for adoption, or death of a dependent child
- Change in a child’s dependent status, either newly satisfying the requirements as a dependent child status or ceasing to satisfy them
- Change in place of residence or worksite that affects the eligibility for coverage or accessibility of network providers
- Change in your health coverage or your spouse’s/domestic partner’s coverage attributable to your spouse’s/domestic partner’s employment
- Change in an individual’s eligibility for Medicare or Medicaid
- A court order requiring health coverage for your child
- Changes in your coverage impacted by your spouse’s/domestic partner’s employer or employment status
- Change in work schedule or employment status such as an increase or decrease in hours or a switch between a Part Time non-benefit eligible position to a benefit eligible position